Paycrunch: A Reliable And Secured UPI Based Innovative Credit Card Service For Students
Student credit cards are the latest players in the credit card sector that help students manage their expenses on their own. During the college and university days, students often come across certain situations where they want to purchase something but do not have enough money to buy it. Often than not, they are forced to kill their wishes and needs owing to unavailability of quick cash.Comprehending the above-mentioned issue, PayCrunch a UPI based Credit Card company has come up with a secured and reliable credit card service specially curated to help students move into the world of financial independence.
PayCrunch aims to empower students financially and offers a plethora of benefits for the students other than just credit services. The benefits received through PayCrunch’s platform may include financial education and resources, support in developing good expenditure habits through reminders and alerts, rewards and cashbacks that are specially geared towards students and more.
Through PayCrunch’s ‘Scan and Pay Later’ option, students can easily scan the QR Code for paying their bills. "Through our Credit Card service we are not only lending money to students but also empowering them by offering a variety of deals that are mostly focused on meeting their necessities rather than luxury," says Aman Bhayana, Founder, PayCrunch.
Unlike other banks and financial institutions, PayCrunch has set very low eligibility criteria for its users and eliminates the need to produce lengthy documentations including income proofs. The unique student-specific credit card is also a boon for its users as it helps them build a good credit score before graduating. This helps students to avail credits at the later stage of their lives at competitive terms with ease, provided they manage the credit card well.
The first step toward financial management is analyzing the expenses. PayCrunch’s robust reliable platform has built-in analytics that studies the pattern of the creditor’s spending and deduces the area of expenditure with maximum accuracy. PayCrunch motivates its users to start by making small purchases and be sure to pay the balance by the end of the month. The company has created a value-added credit card ecosystem by offering a low credit limit to stop its users spend recklessly and falling into a debt trap.
Established in 2020, the company is planning to expand in multiple cities and colleges and partner with more local stores to help students experience the perks of getting deals and cashback while purchasing the items of their choice.
“PayCrunch provides deals and offers to the students at the branch of the stores that they frequently visit. Moreover, what sets us apart from other lenders is that we collaborate with these local stores to provide encouraging offers and deals to our young creditors”, concludes Aman.
The first step toward financial management is analyzing the expenses. PayCrunch’s robust reliable platform has built-in analytics that studies the pattern of the creditor’s spending and deduces the area of expenditure with maximum accuracy. PayCrunch motivates its users to start by making small purchases and be sure to pay the balance by the end of the month. The company has created a value-added credit card ecosystem by offering a low credit limit to stop its users spend recklessly and falling into a debt trap.
Our unique student-specific credit card platform helps its users to build a good credit score before graduating
Established in 2020, the company is planning to expand in multiple cities and colleges and partner with more local stores to help students experience the perks of getting deals and cashback while purchasing the items of their choice.
“PayCrunch provides deals and offers to the students at the branch of the stores that they frequently visit. Moreover, what sets us apart from other lenders is that we collaborate with these local stores to provide encouraging offers and deals to our young creditors”, concludes Aman.
