Creditnirvana: Driving the Needed Innovation with End-to-End Debt Management Platform

Creditnirvana: Driving the Needed Innovation with End-to-End Debt Management Platform

The Indian Lending market has been growing tremendously as a lot of FinTech companies are joining the market's growth bandwagon. Previously, lending space had been a monopoly for some very large banks, and non financial NBFCs. This market is further driven by the population explosion and the advancements in technologies. How ever, the use of obsolete methodologies in the loan disbursement and debt management have been critical problems which are hindering the overall growth of the market.

This is where CreditNirvana's end-to-end AI embedded debt management platform connects analytics, collections, legal and recovery in one complete ecosystem. CreditNirvana has been redefining the whole process of lending with the use of advanced technologies to bring forth the best-in-class market fit solution. CreditNirvana has worked with some of the market lenders in India, understood their challenges and came up with the pioneering solutions in the debt management space. With CreditNirvana's postmodern Debt Management solutions and services, organizations can proactively manage their debt and collection portfolios, increasing collection and recovery rates while lowering costs. The company's solutions substantially improve productivity while improving revenue and customer pleasure by automating operational operations, extracting insights using powerful analytics, and providing tailored experiences

"Our primary goal is to provide value to our clients and ensure they receive the required ROI. We are a business solution provider that solves modern debt management issues. That is why we provide it as a platform as a service. We do not supply that as a licensing solution, nor do we sell it. We're offering it as a platform-as-a-service. And we engage with the customer to ensure that they are receiving adequate ROI and value, which is a very important part of our company culture",says.

"Lenders must have the necessary tools to reach out to prospective clients through the right channels, whether digital, field force or legal. Furthermore, how can one ensure repayment without encountering any difficulties after the loan has been disbursed? How do you make the entire process run smoothly? As a result, CreditNirvana has designed an intelligent, integrated solution that provides an end-to-end solution to integrate all of these capabilities on a cohesive platform", adds Clients consider one to be more clever than the integrated thing. With decades of combined experience at hand, CreditNirvana has been disrupting the obsolete approach towards an intuitive and efficient debt management solution.

The company brings together everything that's required for the entire Debt Management Process. As an end-to-end AI embedded debt management platform, it manages the entire lifecycle of your borrower. This platform offers a
complete digital experience with AI/ ML driven collection strategy engine, Robo Collection NLP Driven Omnichannel& Multilingual Digital Collection, Call Center Automation, ML & Ruebased Customer Allocation, Field Collections & GPS Enabled Field Mobile App, Agency/Vendor Management, Legal Process Automation, Repossession, Settlement, and everything in between.


Our main focus is to drive value to our clients and ensure they are getting the expected ROI, we are a business solution company, solving contemporary debt management problems


Every individual in the team comes from a financial background, be it the founders, product development team, tech team, among others. The team brings extensive experience, when it comes to the workflow of the banks, and have developed products for the sector on the lending side. And due to the knowledge that the entire team brings to the table, CreditNirvana is well accepted in the market today.

Staying Abreast of the Changing Market Dynamics
"We are extending our solution to functionalities in debt management downstream. So, for example, we have developed an integrated Asset Management solution for some of the asset reconstruction companies and the banks. Also, we are developing an intelligent loan servicing system exclusively for BNPL products, and integrated analytics driven lead management solution for Greenland," highlights.

Going forward, the company aims to become the de facto or one point solution for the end-to-end debt management. As conventional approaches are falling short of solving the fast evolving credit market in India, CreditNirvana wants to be the best SaaS driven embedded debt management platform. Further, CreditNirvana would also be expanding globally to cater to its clients globally.